How to Apply for PayPal Financing

At Artistry Living, we offer flexible financing options through PayPal, including **Pay in 4**, **Pay Monthly**, and the **PayPal Credit Card**. These options make it easy for you to buy the furniture you love today and pay for it over time with manageable payments.

Eligibility Requirements

• You must be at least 18 years old.
• Have an active PayPal account.
• For Pay Monthly and PayPal Credit Card, PayPal conducts a hard credit check.

Financing Options Available

1. PayPal Pay in 4

• Split your purchase into **four interest-free payments** for items priced between **$30 and $1,500**.
• The first payment is due at checkout, with the remaining three payments automatically deducted every two weeks.
• No interest or fees if payments are made on time.

2. PayPal Pay Monthly

• For larger purchases between **$199 and $10,000**, PayPal offers monthly installment plans with terms of 6, 12, or 24 months.
• Interest rates range from **9.99% to 29.99% APR**, depending on your credit score.

3. PayPal Credit Card

• The PayPal Credit Card offers a revolving line of credit that you can use anywhere PayPal is accepted.
• No interest if paid in full within **6 months** on purchases of **$99 or more**.
• After the promotional period, variable APR rates apply, ranging from **19.99% to 29.99%**.

How to Apply

• At checkout, select **PayPal** as your payment method.
• Based on your purchase amount, you’ll be presented with the option to pay with **Pay in 4**, **Pay Monthly**, or the **PayPal Credit Card**.
• Follow the prompts to complete your application. For **Pay Monthly** and **PayPal Credit**, a credit check will be conducted.

Benefits of PayPal Financing

With **PayPal Financing**, you can enjoy interest-free payments (for Pay in 4), flexible monthly plans, and the convenience of using PayPal for your purchases. Plus, PayPal offers **Purchase Protection** for added peace of mind.

Manage Your Payments

Once your purchase is complete, managing your payments is simple:

• Use the **PayPal app** to track your payments, manage your account, and make early payments with no penalties.
• PayPal sends reminders before payments are due to help you stay on track.